GET UNLIMITED REWARDS & UP TO 8% CASHBACK
Save on every purchase, from your streaming subscriptions to your everyday essentials.˖˖
Get unlimited cashback on purchases
On dining and food delivery
On subscriptions and entertainment
On every other purchase
FOR LESS
OVER $500
IN ANNUAL
PERKS ͑
Win prizes on payday
Your paycheck could win you up to $5,000 cash, shopping sprees, iPads, and more every month in our Direct Deposit Sweepstakes.
Insured up to $1,000,000
Banking services are provided by Evolve Bank & Trust and FDIC-Insured up to $1,000,000***
The Metal Black Card
Get Visa Signature® status when you upgrade to the 17g metal Step Black Card.
With a qualifying direct deposit ̎
Get more with Step Black |  Step BlackFree with Direct Deposit or $4.99/month | |
|---|---|---|
Credit Building Card Build a positive credit history (even before you turn 18) with a secured Visa Card. ̍ | Yes | |
Savings Set goals, automatically save with Round Ups, and earn 5.00% on your FDIC-insured savings balance. | 5.00% on balances up to $1 million ̾ | |
Rewards Earn cashback on everyday purchases and turn spending into saving. | Up to 8% cashback on every purchase | |
Perks Elevate your everyday with annual dining, shopping, wellness, and entertainment credits. | Over $500 in annual perks | |
Early Paydays Set up direct deposit with Step and get paid up to 2 days early. ̊ | Yes | |
Metal Black Card Imagine the satisfying clink of a 17g, laser engraved metal card that’s numberless for extra safety. | Optional | |
Visa Signature Enjoy exclusive access to presale, special guest status at Signature Luxury Hotel properties, and more. | Included with Premium 17g Metal Card | |
Safety and Security You’re covered with FDIC-insurance, Visa’s Zero Liability Policy,** merchant blocking, and lost card protection. | FDIC Insured up to $1,000,000*** | |
Investing Buy fractional shares of thousands of stocks, and ETFs with as little as $1. No stock commission fees. ˆ | Included | |
Age Requirement | 13+ |
Get more with Step Black
Step Black
Credit Building Card, Yes
Build a positive credit history (even before you turn 18) with a secured Visa Card. ̍
Perks, Over $500 in annual perks
Elevate your everyday with annual dining, shopping, wellness, and entertainment credits.
Rewards, Up to 8% cashback on every purchase
Earn cashback on everyday purchases and turn spending into saving.
Savings, 5.00% on balances up to $1 million ̾
Set goals, automatically save with Round Ups, and earn 5.00% on your FDIC-insured savings balance.
Metal Black Card, Optional
Imagine the satisfying clink of a 17g, laser engraved metal card that’s numberless for extra safety.
Visa Signature, Included with Premium 17g Metal Card
Enjoy exclusive access to presale, special guest status at Signature Luxury Hotel properties, and more.
Investing, Included
Buy fractional shares of thousands of stocks, and ETFs with as little as $1. No stock commission fees. ˆ
Safety and Security, FDIC Insured up to $1,000,000***
You’re covered with FDIC-insurance, Visa’s Zero Liability Policy,** merchant blocking, and lost card protection.