Alexandra Organic

• Visit Alexandra Organic to make a purchase with your Step Black Card. The $50 annual (every 12 months following subscription enrollment) credit will automatically be applied to your Step Account balance after your purchase.

• Credit may be limited to a maximum of $10 per transaction of $45 or more for use up to five times per year, provided, however, that the maximum credit offered will not exceed $50 per each 12-month period.

• Once a Step Black subscriber makes a purchase with their Step Black card at Alexandra Organic, a credit will appear in their Step Account for the amount of the credit.

• Step Black subscribers earn 5x points on Alexandra Organic transactions up to a max of $6,000 in purchases annually (each 12-month period following the date of enrollment).

• Step direct deposit users earn 3x points on Alexandra Organic transactions.

• The annual credit is available for each 12-month period following Step Black subscription enrollment date for use up to a maximum of two times. Users must complete their Alexandra Organic purchase(s) by August 31, 2025, to receive their Step credit(s).

ClassPass

• Join ClassPass for the first time by September 1, 2024, by 12am ET through the provided landing page(s), and get a 48-credit, 30-day free trial. Credits can be used to book fitness classes. Free trial available only to active Step Black cardholders who have never before enrolled in a ClassPass trial or membership. Limited to cities within the United States in which the ClassPass credits subscription for offline services is available. If you don’t cancel before trial ends, your membership will automatically continue to a full-priced ClassPass base subscription plan (currently 23-43 credits per month, depending on your location), and your payment method on file will be charged the standard monthly rate (currently $49-89 USD or the local market equivalent depending on your location plus any applicable tax) until you cancel or change your plan. Cancel anytime online in Settings. No refunds. Fees apply for reservations missed or canceled late (see https://help.classpass.com/hc/en-us/articles/207942743-What-is-the-class-cancellation-policy-). Credit card required at signup for such fees. Subscription rates vary and may change. Trial offerings may be limited. The ClassPass Terms of Use at https://classpass.com/terms/usa and Privacy Notice at https://classpass.com/privacy/usa apply. ClassPass reserves the right to discontinue, cancel, or change the offer at any time for any reason. Void where prohibited by law. No cash value or refunds. Can’t be combined with other offers. Only one offer and account per person. Non-transferable. Other restrictions may apply.

Fanimal

• Fanimal will provide to Step Black subscribers annual (every 12 months following subscription enrollment) credit of $25.

• Fanimal account creation is required to receive credit. By creating an account with Fanimal, you agree to be bound by their terms and privacy policy with respect to your data. Once a Step account is linked to a Fanimal account, the credit will appear in the Fanimal account.

• Step Black subscribers earn 8x points on Fanimal transactions up to a max of $6,000 in purchases annually (each 12-month period following the date of enrollment).

• Step direct deposit users earn 3x points on Fanimal transactions.

• The annual credit is available for each 12-month period following Step Black subscription enrollment date, for use up to a maximum of two times. Users must complete their Fanimal purchase(s) by August 31, 2025, to receive their Step credit(s).

inKind

• Visit inKind to purchase an inKind Pass with your Step Black Card. The $25 annual (every 12 months following subscription enrollment) credit will automatically be applied to your Step Account balance after your purchase.

• inKind account creation required to download the inKind Pass and receive credit. Once a Step Black subscriber makes a purchase with their Step Black card at inKind, a statement credit will appear on the subscriber’s periodic billing statement for the amount of the credit. By creating an account with inKind, you agree to be bound by their terms and privacy policy with respect to your data.

• Users must complete their inKind purchase by August 31, 2025 to receive their Step credit.

• Step Black subscribers earn 8x points on inKind transactions up to a max of $6,000 in purchases annually (each 12-month period following the date of enrollment).

• Step Black direct deposit users earn 3x points on inKind transactions.

• The annual credit is available for each 12-month period following Step Black subscription enrollment date, for use up to a maximum of two times. Users must complete their inKind purchase(s) by August 31, 2025, to receive their Step credit(s).

WORN

• Visit www.wornbrand.com to make a purchase with your Step Black Card. The $45 annual (every 12 months following subscription enrollment) credit will automatically be applied to your Step Account balance after your purchase.

• Credit of up tof $15 available only on purchases of $65 or more, for use up to three times per year Maximum credit offered will not exceed $45 per each 12-month period following enrollment.

• Once a Step Black subscriber makes a minimum purchase of $65 with their Step Black card at WORN, the $15 credit will appear in their Step Account for the amount of the credit.

• Step Black subscribers earn 5x points on WORN transactions up to a max of $6,000 in purchases annually (each 12-month period following the date of enrollment).

• Step direct deposit users earn 3x points on WORN transactions.

• The annual credit is available for each 12-month period following Step Black subscription enrollment date, for use up to a maximum of two times. Users must complete their WORN purchase(s) by August 31, 2025, to receive their Step credit(s).

Sofar Sounds

• From 09/14/2021 through 05/16/2024 (“Offer Term”), cardholders that successfully validate their qualifying Visa Signature credit card issued in all 50 US states and D.C. (“Eligible Cardholders”) can redeem the Offer (defined below) at https://www.sofarsounds.com/visaoffer.

• During the Offer Term, Eligible Cardholders  can redeem the following “Offer”: (i) access to an exclusive ticket presale window for select Sofar Sounds shows (identified with the Visa designation) 7 days before the select Sofar Sounds shows are made available to the general public; and (ii) 1 additional free ticket show with a ticket purchase of one or more tickets. Tickets purchased per Eligible Cardholder per show will be limited to the maximum number of tickets that may be secured per show (which may vary per show), including the free ticket. Standard booking fees will not be applied to free tickets. Free ticket offer cannot be combined with any other offer or discount. All tickets are available on a first come, first served basis and subject to event capacity limits. The validated card must be used for the ticket purchase. Sofar Sounds shall not be obligated to honor the Offer for any cardholder that is unable to validate their card as an eligible card.

• Offer is subject to modification or cancellation without notice. Offer is non-refundable, non-transferable and cannot be resold. Offer is subject to all applicable federal, state and local laws and regulations. Void where prohibited. All purchasers are subject to Sofar Sounds Terms and Conditions and Privacy Policy.

Shipt

• Offer valid from 9/17/2021 through 12/31/2024 (“Term”). Cardholders enrolling during the Term with a qualifying Visa Signature card (“Card”), which requires the Step Black Metal Card which costs $49.99, receive a free Shipt membership for 3 months, then 50% discount on monthly Shipt membership for 9 months, which (i) includes waived delivery fees on orders over $35 ("Offer”) and (ii) is only redeemable through Shipt web application at shipt.com or the Shipt mobile app. Your membership will begin on the date that you enroll your eligible Visa consumer credit card to your Shipt account. Existing Shipt members that enroll in the Offer start their free membership at the expiration of their current paid membership, and are eligible for a 6 month membership extension. Cancellation of an existing Shipt membership will result in Offer ineligibility. Enrolled cardholders must use the Card as the default payment method to redeem, have Offer remain effective, and have Offer apply, or may be subject to additional fees. Eligibility for Offer is limited to one per person per Shipt account, and per eligible Visa card. Payment through third-party payment accounts, or online or mobile digital wallets (like Apple Pay and Google Pay), or memberships purchased through third parties are excluded from this offer.

• Once enrolled in the Offer, cardholders are subject to the Shipt Terms of Service, Privacy Policy, and Shipt Promotion Terms and Conditions. You can cancel your membership at any time at shipt.com. Unless you cancel your Shipt membership prior to the expiration of your free period, your Shipt membership will auto-renew for a new subscription at then current membership rates. Orders with alcohol may incur a $7 alcohol delivery fee. Charges for items purchased, taxes, tips, and retailer-charged fees (such as, where applicable, bag fees) and additional fees may still apply. Offer valid only where Shipt service is available.

• Current value of the Shipt monthly membership can be found at shipt.com. No cash value. Non-transferable. Offer is subject to modification or cancellation at any time. Your continued use of the Services after a modification of the Offer becomes effective will constitute your acceptance of the change. The listed merchant(s) are not considered sponsors or co-sponsors of this program. All trademarks are the property of their respective owner(s).

Visa Luxury Hotel Collection

• Visa offers a set of benefits to Luxury Hotels users (collectively, "Benefits"). Of course, you must be an Eligible Visa Signature cardholder (Eligible Card), which requires the Step Black Metal Card and costs $49.99, and book your reservation through Luxury Hotels with your Eligible Card to qualify for these Benefits. Without limiting any of Visa's rights under these Terms, you acknowledge that if you do not qualify under these Terms, as determined by Visa in its sole discretion, Visa may cancel your reservation and/or participation in Luxury Hotels, with or without notice to you.

• Currently, Visa offers Luxury Hotels users a set of seven (7) standard Benefits for Visa Signature cards and eight (8) for Visa Infinite cards, including the "Best Available Rate" guarantee, room upgrade, food/beverage voucher, VIP guest access, continental breakfast, Internet access and late checkout (Visa Infinite cards receive an additional amenities credit). Benefits are subject to specific terms and conditions. The most current collection of Benefits and applicable terms and conditions can be found HERE. In addition, further and conditions may be associated with a Benefit at the Website.

• You acknowledge that available Benefits are subject to change at any time, in Visa's sole discretion, and you will be eligible to receive the then current Benefits at the time of your reservation. For example, Visa may choose to add additional Benefits or remove existing Benefits at any time without notice to you.

• From time to time, a hotel may not be able to fulfill one of the standard Benefits. In such case, the hotel will notify you of which Benefits it cannot provide and the specific replacement Benefit. In other cases, a hotel may be unwilling to provide a Benefit. In such case, Visa will attempt to facilitate a resolution, but it is ultimately the hotel's responsibility to fulfill each promised Benefit.

• ACCORDINGLY, YOU ACKNOWLEDGE THAT Visa CANNOT GUARANTEE THAT YOU WILL RECEIVE ANY PARTICULAR BENEFIT FOR ANY GIVEN HOTEL.

• Please see Visa privacy policy for additional information.

Splendid Spoon

• Click “claim credit” button to activate offer.

• Use your Step Black card at checkout.

• From time to time, Splendid Spoon offers Promotions by and through the Site or other means. By providing true and accurate information in connection with the applicable Promotion registration form(s) and agreeing to the Promotion Rules applicable to each Promotion, you can obtain, or attempt to obtain, a chance to win the prize(s) and other awards offered through each Promotion, if any. You understand and agree that Splendid Spoon shall not be liable to you or any third party for any claim in connection with your participation in any of the Promotions.

• Please see Splendid Spoon's privacy policy for more information.

Visible

• Visit https://www.visible.com to create your Visible account.

• Use your Step Black card to subscribe to a Visible plan.

• Once you are a 3-month subscriber, you will get a $30 credit from Step. The credit will automatically be applied to your Step Account balance.

• The availability of Service depends on your payment in advance of the service charge when it is due. If you fail to make payment when due, your Service will be suspended and/or canceled. By making a payment, you will have access to Service for the designated period of time. If your account is deactivated for non-payment, it will be suspended for 60 days. If payment is not made within the 60-day period, it will be canceled. When your account is canceled, we will re-assign the phone number associated with your account, and that phone number may no longer be available to you.We will not provide you with bills, so you will not receive a monthly bill for your payments. You can access your account via the Visible app or on our website at 

  visible.com.

• Please see the Visible privacy policy for more information.

Revolving Offers

We may make available one or more revolving offers at any time. These offers are subject to change at any time in our sole discretion. Information on available offers is located in the App.

Some benefits are provided by Visa® and may vary

**Step does not provide, endorse, or guarantee any third-party product, service, information or recommendation listed above. The third parties listed are solely responsible for their products and services, and all trademarks listed are the property of their respective owners.